Blue Cross Elite Combo

Purchase 2 covers or above to enjoy a 5% off
  • 360° protection for everyday life
  • 6 types of insurance covering your home, your journey, online purchases, and more
  • Broader coverage and better control over premium budget
  • 22 coverage options in one account, where you can easily keep track of premium spending
  • Offering you the flexibility to vary and customise the combination to match your evolving lifestyle
  • Brand new e-protection to take care of your online shopping habits

Blue Cross HelperElite

  • A 4-Level Plan with Multiple Protection - Coverage for overseas domestic worker, local helper, part-timer or post-natal care helper
  • 360° PROTECTION - Outpatient Benefit up to HK$5,000 a year, covering medical consultation, prescription drugs, X-rays, Chinese medicine
  • EXCLUSIVE - Hospital and Surgical Benefit up to HK$80,000 annually, with NO LIMIT on some sub-items
  • AMPLE PROTECTION - Dental Benefit up to HK$3,000 a year
  • BRAND NEW - Coverage for major burns (third degree)
  • REPLACEMENT HELPER expenses up to HK$10,000
  • Loss of Service Cash Allowances up to HK$7,000 for employer when domestic helper is sick or admitted to hospital
  • Optional Benefit up to HK$150,000 a year for 11 types of critical illnesses

SmartPro Drive Insurance

  • Cover various types of private motor car, including hybrid and electric vehicles
  • Third Party Legal Liabilities up to HK$100,000,000
  • Electric Car Charger Third Party Liabilities Protection - encourage use of electric cars which are more environmentally friendly and sustainable
  • Personal Accident to the Named Driver - cover car accidents occurred to the named driver while driving, reimburse up to HK$200,000
  • New for Old Replacement Vehicle - if the insured motor car sustains total loss, it will be replaced with one of the same make and model without deducting depreciation
  • Arrange and pay rental expenses for an alternate vehicle when the insured motor car is under repair after being immobilised due to an accident or being stolen, reimburse up to HK$6,000
  • 24-Hour Emergency Roadside Assistance Services - help arrange emergency roadside repair, towing and more
  • Optional Benefit - extended coverage for loss and damage to the motor car in Guangdong Province
  • No Claim Discount (NCD) Protector - offer the same NCD upon next renewal when the sum of all claims (after excess) does not exceed HK$75,000 or 20% of the sum insured (whichever is less)

SmartBiz Insurance

  • All Risks Property Protection up to HK$2,000,000
  • Business Interruption Protection up to HK$1,500,000
  • All-round protection against loss of money with compensation up to HK$60,000
  • Up to HK$20,000,000 in compensation for legal liability and free extensions for public liability. Independent contractor’s liability is also covered with maximum contract value up to HK$750,000
  • Optional Employees’ Compensation and free Personal Accident Benefit to enhance coverage for staff
  • Newly-added Fidelity Guarantee at no additional cost
  • Coverage for Office Equipment, Laptop Computer, and Tablet Computer and more
  • Property Protection in effect even during home renovation or alteration
  • Food Poisoning Liability up to HK$3,000,000

HomeElite

  • Household Contents protection up to HK$1,300,000, covering furniture, household appliances, household renovation, valuables and more
  • Extended benefits include Interior Alterations or Repairs, Money or Unauthorised Use of Credit Cards, Personal Documents, Accidental Damage to Mobile Phones, Tablet Computers, Laptop Computers and more
  • Cash allowance payable for damage to Household Contents stored in professional storage facilities
  • Worldwide protection on both Personal Effects and Personal Liability
  • Public Liability coverage up to HK$10,000,000
  • 3 optional benefits: Top-up Cover for Public Liability (Basic Benefits) | All-risk Coverage for Building | Additional Valuables
  • Extra Benefit for Green Living - encourages use of energy efficient household appliances

Pet Care Plus

  • Medical coverage up to HK$80,000 a year, with no sub-limit for clinical and surgical expenses
  • Cover expenses of prescribed drugs for behavioural treatment
  • 3 plan levels with different benefit limits and premiums for dogs and cats to fit your needs and budget
  • Unlimited veterinary visits during period of insurance
  • Top-up option for Third Party Liability up to HK$1,500,000
  • Accept all cat breeds, and no microchip required
  • Up to 15% no claim discount

Overseas StudySafe Insurance

  • Two options of period of insurance: 1-year or 2-year
  • Overseas Medical Expenses up to HK$1,200,000 and Follow-up Medical Expenses * within 90 days after returning to Hong Kong
  • 24-hour Worldwide Emergency Aid provides unlimited coverage for emergency evacuation and repatriation to Hong Kong
  • Personal Liability Benefit up to HK$2,000,000 and Personal Accident Benefit up to HK$1,200,000
  • Coverage for Cancellation of Study, Study Interruption and Education Fund Benefits
  • Coverage includes leisure trips taken while studying abroad
  • *Applicable to Smart Plus Plan only

TravelElite

  • Worldwide medical expenses benefit and personal accident benefit up to HK$1,500,000 each
  • Follow-up Medical Expenses incurred within 90 days after returning to Hong Kong
  • 24-hour Worldwide Emergency Aid provides unlimited coverage for emergency evacuation and repatriation to the place of origin
  • Comprehensive Outbound Travel Alert Extension for all Amber, Red, and Black Travel Alerts
  • Trip Cancellation Benefit and Trip Interruption Benefit up to HK$80,000 each
  • Baggage Benefit covers loss of or damage to baggage, mobile phone, laptop computer, tablet computer and personal property and more
Please contact AIA Hong Kong financial planners who are registered as Blue Cross agents or call the customer service hotline at 2839 6333 for details

“Blue Cross Elite Combo”, “Blue Cross HelperElite”, “SmartPro Drive Insurance”, “SmartBiz Insurance”, “HomeElite”, “Pet Care Plus”, “Overseas StudySafe Insurance” and “TravelElite” are underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) (藍十字(亞太)保險有限公司). For details of the insurance plan, please refer to the relevant product leaflet. For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy. Blue Cross reserves the right to vary or cancel the promotional programme and/or amend or alter these terms and conditions at any time without prior notice. In the event of any dispute, the decision of Blue Cross shall be final and conclusive. This marketing material is for distribution in Hong Kong only. The distribution of this marketing material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong. Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

Blue Cross Elite Combo

Purchase 2 covers or above to enjoy a 5% off
  • 360° protection for everyday life
  • 6 types of insurance covering your home, your journey, online purchases, and more
  • Broader coverage and better control over premium budget
  • 22 coverage options in one account, where you can easily keep track of premium spending
  • Offering you the flexibility to vary and customise the combination to match your evolving lifestyle
  • Brand new e-protection to take care of your online shopping habits

Blue Cross HelperElite

  • A 4-Level Plan with Multiple Protection - Coverage for overseas domestic worker, local helper, part-timer or post-natal care helper
  • 360° PROTECTION - Outpatient Benefit up to HK$5,000 a year, covering medical consultation, prescription drugs, X-rays, Chinese medicine
  • EXCLUSIVE - Hospital and Surgical Benefit up to HK$80,000 annually, with NO LIMIT on the sub-items
  • AMPLE PROTECTION - Dental Benefit up to HK$3,000 a year
  • BRAND NEW - Coverage for major burns (third degree)
  • REPLACEMENT HELPER expenses up to HK$10,000
  • Loss of Service Cash Allowances up to HK$7,000 for employer when domestic helper is sick or admitted to hospital
  • Optional Benefit up to HK$150,000 a year for 11 types of critical illnesses

SmartPro Drive Insurance

  • Cover various types of private motor car, including hybrid and electric
  • Third Party Legal Liabilities up to HK$100,000,000
  • Electric Car Charger Third Party Liabilities Protection - encourage use of electric cars which are more environmentally friendly and sustainable
  • Personal Accident to the Named Driver - cover car accidents occurred to the named driver while driving, reimburse up to HK$200,000
  • New for Old Replacement Vehicle - if the insured motor car sustains total loss, it will be replaced with one of the same make and model without deducting depreciation
  • Arrange and pay rental expenses for an alternate vehicle when the insured motor car is under repair after being immobilised due to an accident or being stolen, reimburse up to HK$6,000
  • 24-Hour Emergency Roadside Assistance Services - help arrange emergency roadside repair, towing and more
  • Optional Benefit - extended coverage for loss and damage to the motor car in Guangdong Province
  • No Claim Discount (NCD) Protector - offer the same NCD upon next renewal when the sum of all claims (after excess) does not exceed HK$75,000 or 20% of the sum insured (whichever is less)

SmartBiz Insurance

  • All Risks Property Protection up to HK$2,000,000
  • Business Interruption Protection up to HK$1,500,000
  • All-round protection against loss of money with compensation up to HK$60,000
  • Up to HK$20,000,000 in compensation for legal liability and free extensions for public liability. Independent contractor’s liability is also covered with maximum contract value up to HK$750,000
  • Optional Employees’ Compensation and free Personal Accident Benefit to enhance coverage for staff
  • Newly-added Fidelity Guarantee at no additional cost
  • Coverage for Office Equipment, Laptop Computer , and Tablet Computer and more
  • Property Protection in effect even during home renovation or alteration
  • Food Poisoning Liability up to HK$3,000,000

HomeElite

  • Household Contents protection up to HK$1,300,000, covering furniture, household appliances, household renovation, valuables and more
  • Extended benefits include Interior Alterations or Repairs, Money or Unauthorised Use of Credit Cards, Personal Documents, Accidental Damage to Mobile PhonesTablet Computers or Laptop Computers and more
  • Cash allowance payable for damage to Household Contents stored in professional storage facilities
  • Worldwide protection on both Personal Effects and Personal Liability
  • Public Liability coverage up to HK$10,000,000
  • 3 optional benefits: Top-up Cover for Public Liability (Basic Benefits) | All-risk Coverage for Building | Additional Valuables
  • Extra Benefit for Green Living encourages use of energy efficient household appliances

    Pet Care Plus

    • Medical coverage up to HK$80,000 a year, with no sub-limit on clinical and surgical expenses. Unlimited veterinary visits during period of insurance
    • Market unique#: guaranteed renewal up to age 13
    • Market exclusive#: cover expenses of prescribed drugs for behavioural treatment
    • 30-day waiting period for all diseases and conditions
    • Top-up option for Third Party Liability up to HK$1,500,000
    • #Based on market information as of November 2022

    Overseas StudySafe Insurance

    • Two options of period of insurance: 1-year or 2-year
    • Overseas Medical Expenses up to HK$1,200,000 and Follow-up Medical Expenses within 90 days after returning to Hong Kong
    • 24-hour Worldwide Emergency Aid provides unlimited coverage for emergency evacuation and repatriation to Hong Kong
    • Personal Liability Benefit up to HK$2,000,000 and Personal Accident Benefit up to HK$1,200,000
    • Coverage for Cancellation of Study, Study Interruption and Education Fund Benefits
    • Coverage includes leisure trips taken while studying abroad
    • ^The promotional period runs from now until 30th September, 2023
    • *Applicable to Smart Plus Plan only

    TravelElite

    • Worldwide medical expenses benefit and personal accident benefit up to HK$1,500,000 each
    • Follow-up Medical Expenses incurred within 90 days after returning to Hong Kong
    • 24-hour Worldwide Emergency Aid provides unlimited coverage for emergency evacuation and repatriation to the place of origin
    • Comprehensive Outbound Travel Alert Extension for all Amber, Red, and Black Travel Alerts
    • Trip Cancellation Benefit and Trip Interruption Benefit up to HK$80,000 each
    • Baggage Benefit covers loss of or damage to baggage, mobile phone, laptop computer, tablet computer and personal property and more
    Please contact AIA Hong Kong financial planners who are registered as Blue Cross agents or call the customer service hotline at 2839 6333 for details

    “Blue Cross Elite Combo”, “Blue Cross HelperElite”, “SmartPro Drive Insurance”, “SmartBiz Insurance”, “HomeElite”, “Pet Care Plus”, “Overseas StudySafe Insurance” and “TravelElite” are underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) (藍十字(亞太)保險有限公司). For details of the insurance plan, please refer to the relevant product leaflet. For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy. Blue Cross reserves the right to vary or cancel the promotional programme and/or amend or alter these terms and conditions at any time without prior notice. In the event of any dispute, the decision of Blue Cross shall be final and conclusive. This marketing material is for distribution in Hong Kong only. The distribution of this marketing material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong. Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.