Back to Top

 
       
     
Product Highlights
 
     
  To ensure a wonderful vacation in Hong Kong, enrol in Blue Cross Inbound Travel Insurance to protect you against unexpected expenses and losses while you are visiting Hong Kong, so as to enjoy your trip with complete peace of mind.  
     
  Charges by Hong Kong Government Medical Facilities for HK Residents & Non-Hong Kong Residents  
     
 
Medical Services (HK$) HK Residents Non-HK Residents
General Outpatient 45 215
Accident & Emergency 100 990
Inpatient (General Hospitals) 50 admission fee for the 1st day,
100 per day
4,680 per day
 
  Source: Hong Kong Hospital Authority.  
     
  As a highly regarded travel insurer, Blue Cross always takes good care of the customers. In addition to the comprehensive benefits offer in this plan, Blue Cross also provides healthcare enquiry service. Simply contact our Customer Service Hotline at 3608 2988 for more information on clinic or hospital.  
     
  Back to Top    
       
Insurable Age Limit
 
     
  A minimum age of 6 weeks to a maximum of 75 years old. Children under 18 years of age must be accompanied by an adult who is insured under the same policy.  
     
  Back to Top    
       
Application Procedures
 
     
  Simply complete the attached application form and submit together with the required premium to either Blue Cross or agents of Blue Cross.  
  Download Application Form  
 
     
  Back to Top    
       
Schedule of Benefits
 
     
 
Benefits Coverage Sum Insured
(HK$)
1. Medical Expenses1 The cost of qualified medical treatment, surgery and hospitalisation arising from sickness or accidental injury. 200,000
Including:
additional travel and accommodation expenses.
20,000
2. 24-hour Worldwide Emergency Aid Services a) Repatriation - repatriation to the place of origin if the physician determines that it is necessary. 200,000
b) Hospital Deposits Guarantee - guarantee any required hospital admittance fees on behalf of the insured person. 40,000
c) Family Member Visit - incurred up to 2 immediate family members, for the travelling cost to join the insured person who is confined in hospital for more than 3 days. 15,000
d) Return of Children - reasonable additional accommodation and travel expenses for unattended insured children (age below 18) return to the place of origin. 15,000
e) Return of Mortal Remains - Blue Cross will assist with necessary formalities and will be responsible for the transportation charges for repatriation of the mortal remains to the place of origin. 15,000
f) Other Assistance - Free information about legal advisory services, emergency medical aid, interpreter services. --
3. Personal Accident2,3 Accidental death / permanent total disablement / total and permanent loss of sight in one or both eyes / loss by severance or permanent and total loss of use of one or more limbs. 300,000
4. Loss of Travel Document Replacement cost of travel document and additional travel and accommodation expenses reasonably incurred. 1,000
5. Personal Liability4 Indemnity against legal liability to a third party as a result of accidental injury or loss or damage to property during the Period of Insurance. 100,000
 
   
   
 
1 Excess HK$150 per accident per person
2 The maximum benefit payable will be limited to HK$150,000 for children under 18 years of age and persons between 71 and 75 years of age.
3 In the event of death of an insured person, the beneficiary shall be that person's next of kin or estate according to the laws of Hong Kong if there is no next of kin unless a selected beneficiary has been stated on the Insurance Certificate at the time of issue.
4 Excess HK$1,000 per accident per person for third party property damage.
 
     
  Back to Top    
       
Premium
 
     
 
No. of Days Premium (HK$)
Insured Family1
(for 3 persons or above)
1-2 Day(s) 70 175

3 Days

90 225
Additional each day (Up to 90 days) 10 25
 
   
   
  1 "Family" refers to the insured, his/her spouse and their unmarried children under 18 years of age.  
     
  Back to Top    
       
Important Notes
 
     
 
1.
Covers hospital/medical costs arising from sickness or accident which occurs after the insured person arrives in Hong Kong.
2.
No coverage or benefits is provided for medical services or supplies required for a medical condition, disease or disorder that existed on or prior to the effective date of this insurance.
3.
Once the application is approved, the policy will be effected upon the insured person arriving in Hong Kong.
4.
The policy will be terminated upon the insured person's departure.
5.
The maximum coverage period is 90 days per trip, including any extension of the term granted.
6.
The plan is not available to residents of Hong Kong.
 
   
   
     
  Back to Top    
       
Major Exclusions
 
       
  General Exclusions  
 
1.
Suicide, self-inflicted injury, childbirth, pregnancy, miscarriage, dental treatment (except as necessitated by accidental injuries to sound natural teeth), mental and nervous disorders, insanity, alcoholism or drug addiction, venereal diseases, AIDS or AIDS-related complex.
2.
Any pre-existing conditions or excluded sickness.
3.
Any professional sport, racing and competitions of any kind.
 
       
  For benefit - item 4  
 
1.
Losses not reported to police and/or airlines within 24 hours.
 
       
  For benefit - item 5  
 
1.
Liability arising out of the use of vehicles, aircraft, or watercraft.
2.
Any wilful, malicious or unlawful act, any cost resulting from criminal proceedings.
 
       
  Back to Top    
       
Claims Procedures
 
     
  Notice of any Claims must be given to Blue Cross within 30 days of any occurrence which may give rise to claims under this insurance. All claims shall be made together with satisfactory proof including reports from hospitals, physicians, police, airlines or other responsible authorities. For a copy of claims form, please click here or please contact our Customer Services Department on 3608 2988/ by email cs@bluecross.com.hk.  
     
  Back to Top    
       
  For more information and related documents, please download here.   Talk to us directly:
  Product Leaflet Terms & Conditions Application Forms   3608 2988 or email us
 
  Note:  
 
1. The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Customer Service Department on 3608 2988/ by email cs@bluecross.com.hk for enquiry.
2. Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail.