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All-in-one Outpatient Insurance

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SmartClub members can earn 1 SmartPoints for every HK$1 net premium
1,000 points = HK$50 reward or Asia Miles 200

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* Applicant MUST be 18 years old or above.
* Anyone aged 65 or below^ is eligible to apply.
* Insured(s) under the age of 5 must enrol in the plan together with their parent(s) aged 18-65.
* This is a yearly renewable plan up to age 99. Each coverage period is 1 year.
* Policy effective date is the 12th working day after we have received the application.
^ Age refers to the nearest birthday. If your next birthday falls within the coming 6 months from the policy effective date, the premium rate will be charged according to your next age attained. Otherwise, it will be charged based on your current age.
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