All-in-one Outpatient Insurance (the "Plan") provides extensive medical coverage through a vast panel network, offering a wide range of medical services to meet your healthcare needs.
Extensive Panel Network
An extensive panel network of doctors throughout Hong Kong Island, Kowloon and the New Territories is ready to serve you. You can use the electronic medical card at the network clinics for:
- General practitioner consultations
- Specialist consultations
- Chinese medicine practitioner consultations
- Physiotherapist treatment
General Practitioner Consultations
By just making the specified co-payment amount according to the selected plan level at the panel network clinics, you will enjoy an unlimited number of general practitioner consultation services.
Specialist Consultations
You are eligible to receive specialist consultation services upon our panel network doctor’s referral. The co-payment amount required per visit and the maximum number of visits per year will be based on the plan level selected.
Clinical Procedures
The Plan covers specific clinical procedures performed at our panel network clinics, upon a network doctor’s recommendation.
Diagnostic X-ray and Laboratory Test
To provide coverage tailored to your needs, the Plan covers diagnostic X-ray and laboratory test for Plan B and Plan C upon a panel network doctor’s referral. No co-payment is required for Plan C.
Free Preventive Health Checkup
Each insured of Plan B and Plan C is entitled to one free preventive health checkup at a designated medical centre, once a year. The checkup includes a basic physical examination and any 3 of the following 8 items of your pick:
- Complete blood count
- Total cholesterol
- Triglycerides
- Fasting glucose
- AST
- ALT
- Uric acid
- Urinalysis
“Blue Cross HK” Mobile App
Download the “Blue Cross HK” mobile app and log in to BlueCross+ to enjoy one-stop digital medical insurance services. You can easily search for network doctors nearby, and enjoy speedy registration at designated network clinics with electronic medical card. You can also check policy details round-the-clock.
Period of Insurance
After enrolment, you will enjoy the coverage until age 100 and your policy will also be automatically renewed annually1. Each coverage period is 1 year, with effect from the 12th working day after we received the application.
Easy Enrolment
Enrolment is quick and easy. Anyone aged 65 or below is eligible to apply. No medical examination is required.
Remark: For details of note 1, please refer to “Points to Note”.
Notes:
1.
The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions.
2.
The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.