This webpage does not contain the full terms of the policy and is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions.
| Product Name | Caring Medical Protection Plus | |||
| Purchase Objectives and Needs |
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| Product Type | Indemnity, but incorporated with non-indemnity cash benefits | |||
| Period of Cover | 1 year | |||
| Enrolment Age | 12 days to before 71st birthday | |||
| Policy Renewal | Annual renewal up to age 99 (guaranteed)3 | |||
| Policy Currency | HK$ | |||
| Plan Level for Basic Hospital and Surgical Benefits | Premier (1)/Superior (2)/Standard (3) | |||
| Optional Benefits | • Optional Outpatient Benefits • Optional Dental Benefits |
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| Cover Area | Worldwide except for “Psychiatric Treatment” and “Daily Hospital Cash Allowance”(both under Basic Hospital and Surgical Benefits),and “Cashless Arrangement for Gastroscopy and Colonoscopy”) |
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| Cooling-off Period15 | 40 days | |||
| Payment Mode | Annual/Semi-annual+/Monthly+ | |||
| Underwriting | No medical examination, health declaration or individual underwriting is required1 | |||
| Pre-existing Conditions2 | Guaranteed acceptance of conditions which are covered under the Blue Cross group medical insurance policy2 |
| + | Semi-annual and monthly payment modes are not available for policies with Optional Outpatient Benefits. |
| Remarks: | For details of notes 1, 2, 3 and 15, please refer to “Points to Note”. |
Notes:
| 1. | The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions. | |
| 2. | Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail. | |
| 3. | The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong. |
