| Important Risk Warning: |
| 1. |
Prosperity Link Insurance (the "Plan") is an investment-linked long-term
insurance policy issued by BEA Life Limited ("BEA Life"). Your investments are
subject to the credit risks of BEA Life.
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| 2. |
You are not investing in the underlying funds and therefore you do not have any
rights to or ownership over the underlying funds.
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| 3. |
Early surrender, withdrawals, premium holidays and reduction in contribution amounts may result in significant loss of the principal and bonuses awarded.
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| 4. |
Your returns on investment are calculated with reference to fluctuations in the
performance of the underlying funds. Such returns may be lower than the
performance of its underlying funds due to the Plan's charges. Each of the
underlying funds has its own investment objectives and risks.
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| 5. |
You should not purchase this Plan unless you understand it and it has been
explained to you how it is suitable for you. The final decision is yours.
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| 6. |
You should not invest based on the information of the website alone and should read the
principal brochure together with the offering documents of the underlying
funds which would be made available to you upon request.
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