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Valuable Savings Insurance
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Owning a dream house. Attending a child's university
graduation ceremony. Enjoying a carefree retirement. These
are life's dreams for many people. A single premium savings
and insurance plan, Valuable Savings Insurance can help you
take advantage of benefits that provide you with complete
protection while you work towards reaching your savings
goal, and achieving your life's dreams.
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A Single Premium Insurance Plan
Valuable Savings Insurance is a plan with a policy term of 10 years (single
premium payment mode). When this plan matures, you will receive a
lump sum equal to the sum insured, plus a guaranteed cash bonus and
accumulated dividends1 (if any).
| Policy
Term |
Insurable
Age# |
| 10 Years |
0 - 55 |
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# Age 0 represents a minimum of 3 months of age.
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Guaranteed Cash Bonus
To help you achieve your savings goal, a guaranteed cash bonus equal to
a percentage of the sum insured will be payable every five years without
affecting the amount of insurance coverage. You may choose to
withdraw the guaranteed cash bonus in cash or retain it in the plan to
earn interest.
Guaranteed Cash Bonus payable on policy anniversary date
(as a percentage of the sum insured) |
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5th Year
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10th Year upon maturity
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5%
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10%
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Accumulated Dividends1
You are entitled to a policy dividend declared annually while the policy is
in force. The dividends may be withdrawn in cash or retained in the plan
to earn interest. |
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Compassionate Allowance
In the event of death, a lump sum equal to the sum insured plus
accumulated dividends1 (if any) and guaranteed cash bonus will be paid
to the appointed beneficiary(ies).
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1 Annual dividends and interest are not guaranteed. |
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| Our Promise to Protect Your Best Interests |
| Valuable Savings Insurance is an insurance plan with a savings element. Part of the premium pays for the insurance and related costs. If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid. A written notice signed by you should be received by BEA Life Limited at 29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling off period (that is, 21 days after the delivery of the policy or issue of a notice (informing you/your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, the projected total cash value may be less than the total premium you have paid. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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