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Travel Protection Insurance
Enjoy a carefree journey with your best travel companion!
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Travel Protection Insurance promises to protect you and your family against unexpected losses or expenses during your journey. Three distinct plans offer different levels of coverage, so you can conveniently choose the amount of protection you need based on your travel plans and the nature of your trip. Enjoy your travels - and complete peace of mind - with Travel Protection Insurance.
To give you greater peace of mind, we at BEA are pleased to offer extended coverage for "Cancellation Charges" and "Curtailment of Trip" in response to the Outbound Travel Alert System. What's more, in view of the rampant spread of influenza A H1N1 (human swine flu) and other infectious diseases around the world, an Infectious Disease Extension has been introduced.
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| Insurable Age Limit |
| The plan provides coverage for persons aged 6 weeks to 85 years old. Individually insured children under the age of 18 must obtain consent from their parent(s) or guardian. |
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Major Exclusions |
| 1. |
War (whether declared or not), invasion, act of foreign enemies, civil war, revolution, or civil unrest. |
| 2. |
Performing duties as a member of armed forces or other law enforcing agencies. |
| 3. |
Any wilful, malicious, unlawful, or deliberate act. |
| 4. |
Nuclear fission, nuclear fusion, or radioactive contamination. |
| 5. |
Any biological, chemical, and/or nuclear terrorist act. |
| 6. |
Any pre-existing conditions, suicide, self-inflicted injuries, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), mental or nervous disorders, the use of alcohol or drugs other than those prescribed by a physician, venereal disease, and AIDS or AIDS-related complex. |
| 7. |
Any professional sports or games where an insured person would or could earn income or remuneration from engaging in such sport or game, racing of any kind, and competition. |
| 8. |
Losses not reported within 24 hours to the relevant authorities (such as airlines, travel agents, police, etc.) and failure to provide the report certified by such authorities. |
| 9. |
Personal liabilities arising from use or operation of vehicles, aircraft, watercraft, or weapons. |
| 10. |
Flying other than as a fare-paying passenger in a licensed aircraft. |
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| Important Notes |
| 1. |
No cancellation or premium refund is allowed once the policy is issued. |
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Prior approval from the insurer, Blue Cross, is required before any worldwide emergency aid or payment of deposits is guaranteed. |
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Coverage of cancellation charges will be effective 24 hours after the date of policy issuance and within 30 days prior to the commencement of the insurance period. |
| 4. |
When travelling in China, the insured person is eligible to receive emergency cash assistance at the designated BEA branches in China, in the event that the insured person loses personal money in a robbery, or travel documents in a robbery or accident. The maximum cash advances are HK$3,000/HK$2,000/HK$1,000 (or the equivalent amount in RMB) for Worldwide Plan/Asia Plan/China Plan respectively. |
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An insured person can only be covered under one certificate of insurance/policy for the same insured journey (except for free insurance provided by the travel agent). If the insured person is covered under more than one certificate of insurance/policy underwritten by Blue Cross for the same journey, the liability of Blue Cross in respect of any one insured person for the same journey is limited to the maximum benefits payable under one certificate of insurance/policy. |
| 6. |
This policy is valid for the purpose of leisure travel or business travel (limited to administrative and non-manual works only). |
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To designate a beneficiary, please complete the beneficiary designation form. Forms can be obtained from Blue Cross or downloaded here. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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