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> Savings Express Insurance
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Savings Express Insurance
A faster way to achieve financial prosperity
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At each stage of your life, you'll have new and exciting goals to achieve.
And, with ample financial support, your dreams can become reality.
Savings Express Insurance helps you achieve your life goals more quickly while it provides you with comprehensive protection along the way.
With a payment period of just 3 years - the shortest period available - the plan also helps you enjoy higher returns even sooner.
What's more, our Accidental Daily Hospital Cash Benefit will provide you with extra protection, at no extra cost.
Start taking steps to achieve your future goals by putting your money to work for you now!
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Plan Highlights
| 1. |
2 premium payment period options: 3 years (for 8-Year Coverage Plan)
and 6 years (for 12-Year Coverage Plan)
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| 2. |
Guaranteed Cash Value up to 120%3 of the total premium paid |
| 3. |
Projected Total Cash Value upon maturity of up to 145%3 of the total premium paid
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| 4. |
Guaranteed Death Benefit up to 125% of the total premium paid |
| 5. |
Additional Accidental Death Benefit |
| 6. |
Free Accidental Daily Hospital Cash Benefit |
Illustration
Life Insured : 30-year-old male
Projected Total Cash Value Upon Maturity = Guaranteed Cash Value + Projected Maturity Dividend
HKD Plan
Annual Premium: HK$32,000
Projected Total Cash Value Upon Maturity:
8-Year Coverage Plan = HK$116,105 (121% of the total premium paid)
12-Year Coverage Plan = HK$254,571 (133% of the total premium paid)
This illustration is not to scale.
USD Plan
Annual Premium: US$4,000
Projected Total Cash Value Upon Maturity:
8-Year Coverage Plan = US$15,799 (132% of the total premium paid)
12-Year Coverage Plan = US$34,914 (145% of the total premium paid)
This illustration is not to scale.
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| 1 |
Age 0 represents a minimum of 3 months of age. |
| 2 |
The Maturity Dividend is determined by BEA Life Limited ("BEA Life") and is not guaranteed. The actual dividend paid may change with the value being higher or lower than illustrated. The distribution and the amount of all non-guaranteed dividends will depend on how well the fund has fared with regard to investment yield, expenses, claims, etc. |
| 3 |
The percentage is based on a USD 12-Year Coverage Plan. |
| 4 |
All figures are for reference only and may differ slightly from those in other illustration documents due to rounding differences. |
| 5 |
The Accidental Death Benefit and Accidental Daily Hospital Cash Benefit will be offered for free if the insured person is aged between 18 and 65. These benefits will cease immediately on the policy anniversary when the insured person has reached his/her 66th birthday, or upon the termination of the policy, whichever is earlier. |
| 6 |
If more than one Savings Express Insurance policy is issued for the insured person including both HKD Plans and USD Plans, the aggregate of the benefit amounts payable under all policies is subject to the USD benefit limit. Any sum in HKD will be converted to USD at such rate of exchange as may be determined by BEA Life for the purpose of determining the benefit limit. |
| 7 |
Inclusive of the maximum benefit period of 7 days per accident for hospital confinement taking place in Mainland China. |
| 8 |
If more than one Savings Express Insurance policy is issued for the insured person, the amount of Accidental Daily Hospital Cash Benefit payable is determined by reference to the aggregate of the annual premiums payable under all policies. If such policies include both HKD Plans and USD Plans, the annual premiums payable under all policies will be taken into account to arrive at a USD aggregate (i.e. all premiums payable in HKD will be converted to USD at such rate of exchange as may be determined by BEA Life.) |
| 9 |
Credit card payments are not accepted. |
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| Our Promise to Protect Your Best Interests |
| Savings Express Insurance is an insurance plan with a savings element. Part of the premium pays for the insurance and related costs. If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid. A written notice signed by you should be received by BEA Life Limited at 29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling off period (that is, 21 days after the delivery of the policy or issue of a notice (informing you/your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, the projected total cash value may be less than the total premium you have paid. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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