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  Home > Wealth Management > Bancassurance > Insurance Products > Savings & Retirement > Savings Express Insurance
 
 
 

Savings Express Insurance
A faster way to achieve financial prosperity

At each stage of your life, you'll have new and exciting goals to achieve. And, with ample financial support, your dreams can become reality. Savings Express Insurance promises to help you achieve your life goals more quickly while it provides you with comprehensive protection along the way. With the shortest payment period available, just 3 years, the plan also helps you enjoy higher returns even sooner. What's more, our Accidental Daily Hospital Cash Benefit will provide you with extra protection, at no extra cost. Start taking steps to achieve your future goals by putting your money to work for you now!


Plan Highlights   Benefits / Coverage
Plan Highlights
1) 2 premium payment period options, 3 years and 6 years with protection periods of 8 years and 12 years respectively
2) Guaranteed Cash Value up to 120%3 of the total premium paid
3) Projected Total Cash Value upon maturity up to 159%3 of the total premium paid
4) Guaranteed Death Benefit up to 125%7 of the total premium paid
5) Additional Accidental Death Benefit
6) Free Accidental Daily Hospital Cash Benefit

Illustration
 
Life Insured : 30-year-old male
Annual Premium : US$4,000  

Projected Total Cash Value Upon Maturity :
( Guaranteed Cash Value + Maturity Dividend )
 
3-Year Pay Plan 6-Year Pay Plan
US$16,897 US$38,283

Projected Total Cash Value (US$)
 


This illustration is not to scale.
 
 
1 Age 0 represents a minimum of 3 months of age.
2 The projected Maturity Dividend is determined by BEA Life Limited and is not guaranteed. The actual dividend paid may change with the value being higher or lower than illustrated.
3 Total Cash Value (Guaranteed Cash Value plus Maturity Dividend) is projected based on the 6-Year Pay Plan.
4 All figures are for reference only and may differ slightly from other illustration documents due to rounding differences.
5 The maximum benefit period shall not exceed 7 days per accident if hospital confinement takes place in mainland China.
6 If you hold more than one Savings Express Insurance policy, the Accidental Daily Hospital Cash Benefit will be based on the aggregate amount of the annual premiums of all such policies.
7 Not applicable to insured persons aged over 65 (at the time of application).
8 Total Cash Value (Guaranteed Cash Value plus Maturity Dividend) is projected based on the 3-Year Pay Plan.


For Dividend Statement, please click here.

The above information is for reference only. Please refer to the actual policy for exact terms and conditions.
For further enquiries or application, please contact our Financial Consultant.

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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
 
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.