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5-Year QuickPay Whole Life Insurance
Short payment period, lifelong prosperity
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Life is full of ups and downs, as well as twists and turns. That's why you need to ensure that you and your family are prepared for any uncertainty that may lie ahead. 5-Year QuickPay Whole Life Insurance helps secure your family's future by providing you with both lifetime protection and savings while only requiring you to make premium payments for 5 years. What's more, this plan offers free coverage for involuntary unemployment. Enrol now and enjoy complete peace of mind knowing that you and your family will be taken care of when you need it most!
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Short Premium Payment Period |
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Guaranteed Cash Value |
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Guaranteed Cash Bonus |
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Special Dividend3 |
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Lifetime Protection |
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Unemployment Benefit6 |
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Age 0 represents a minimum of 3 months of age. |
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During the premium payment period, this refers to the annual premium payable and fully paid up to (i) the end of the policy year preceding payment of the cash bonus or (ii) the end of the policy year in which death of the insured takes place (as the case may be); alternatively, after the premium payment period, this refers to the annual premium payable and fully paid up to the expiration of the premium payment period, and in any of these cases, it excludes any additional premium payable for riders and/or extra premium loading. |
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The Special Dividend and interest on cash bonuses are not guaranteed and the dividend scale and/or interest rate may be changed from time to time by BEA Life Limited at its sole discretion. The distribution and the amount of all non-guaranteed dividend and/or interest (if any) will depend on how well the fund has fared with regard to investment yield, expenses, claims, etc. |
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All figures are for reference only and may differ slightly from other illustration documents due to rounding differences. |
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The Projected Total Cash Value is equal to the sum of the: |
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(i) Guaranteed Cash Value; |
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(ii) Guaranteed Cash Bonuses plus accumulated interest; and |
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(iii) Special Dividend (if any). |
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The Unemployment Benefit is not applicable to policyholders who are self-employed or employed by immediate family members. |
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The projected return is expressed as a percentage of the Accumulated Standard Annual Premium. |
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| Our Promise to Protect Your Best Interests |
| 5-Year QuickPay Whole Life Insurance is an insurance plan with a savings element. Part of the premium pays for the insurance and related costs. If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid. A written notice signed by you should be received by BEA Life Limited at 29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling off period (that is, 21 days after the delivery of the policy or issue of a notice (informing you/your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, the projected total cash value may be less than the total premium you have paid. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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