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Home > Wealth Management > Insurance Services > Insurance Products > Medical & Accident > Personal Accident Insurance

Personal Accident Insurance

Accident - an unpleasant and unexpected event that can result in injury or worse. If one occurs, you may never anticipate the financial and emotional impacts on you and your loved ones. "Personal Accident Insurance" ensures that you and your family enjoy extra peace of mind and offers an attractive low premium, and 24-hour year-round worldwide coverage including:

	Accidental Death and Permanent		Burial & Funeral Expenses
	Total / Partial Disablement		Accident Medical Expenses
	Double Indemnity		Accidental Chinese
	Hospital Cash Benefit		Bonesetter / Acupuncturist
	Credit Card Protection		Treatment Expenses
	Repatriation of Remains		Personal Liability

Benefits / Coverage

Premium

General Exclusions

FAQ

Low Premium, Maximum Coverage

Payment Mode	Premium (HK$)
Payment Mode	Monthly		Semi-Annual		Annual
	Plan 1	Plan 2	Plan 1	Plan 2	Plan 1	Plan 2
Insured Person Only	63	126	378	756	756	1,512
Insured Person & Children	100	200	600	1,200	1,200	2,400
Insured Person & Spouse	113	226	678	1,356	1,356	2,712
Insured Person & Family	135	270	810	1,620	1,620	3,240

Remarks

"Insured & Family" refers to the insured person, his/her spouse and all children. "Children" refers to unmarried children aged 6 months to 21 years old or to 23 years old if they are full time students. Coverage and benefit amount for the insured's spouse are the same as the insured's. Maximum benefit amount for children is 25% of the insured's benefit amount, or up to HK$250,000, whichever is lower.
Benefits are reduced to 50% of the Plan coverage under item 1,2 & 3 of the Schedule of Benefits for any person aged 66 or above.
Age limit: The Insured must be aged between 18-60 (renewable up to age 70).
Eligibility: Persons engaged in indoor and non-hazardous occupations.

Easy Premium Payment Method
You can choose to pay your premiums in one of two ways:

1.	Monthly payment : settle by autopay through your credit card account.
2.	Semi-annual/ Annual payment : settle by autopay through any specified bank or credit card account, by post (cheque only), or at any BEA branch.

Simple Enrolment
Enrol now by simply filling in the application form and returning it to any BEA branch. To assure you of total satisfaction, we are offering you a 15-day policy review period: if you are not satisfied with this policy for whatever reason within this period, simply return it to us for cancellation. We will refund 100% of the premiums that you have paid, provided that no claims have been made.

The above information is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Marketing Officer.

Selected BEA Life insurance plan - Enjoy special offers worth up to HK$7,800 & a crystal figurine!

Travel Protection Insurance - Receive a 25% premium discount & enjoy your trip even more!

Household Protection Insurance - Enjoy ample protection and a special 25% discount!

The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.

This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.

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