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Personal Accident Insurance
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Accident - an unpleasant and unexpected event that can result in injury or
worse. If one occurs, you may never anticipate the financial and emotional
impacts on you and your loved ones. "Personal Accident Insurance" ensures that
you and your family enjoy extra peace of mind and offers an attractive low
premium, and 24-hour year-round worldwide coverage including:
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Accidental Death and Permanent
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Burial & Funeral Expenses |
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Total / Partial Disablement |
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Accident Medical Expenses |
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Double Indemnity |
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Accidental Chinese |
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Hospital Cash Benefit |
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Bonesetter / Acupuncturist |
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Credit Card Protection |
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Treatment Expenses |
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Repatriation of Remains |
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Personal Liability |
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Comprehensive Accident Coverage
There are two levels of coverage from which you can choose:
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Maxumum Limit (HK$) |
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Plan 1 |
Plan 2 |
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Schedule of Benefits |
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1) |
Accidental Death or Permanent Total Disablement |
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500,000
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1,000,000
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2) |
Double Indemnity
Additional amount payable for Accidental Death or Permanent
Total Disablement when travelling in a common carrier or private car |
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500,000
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1,000,000
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3) |
Permanent Partial Disablement |
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Subject to the percentage in the Compensation Table
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All limbs or loss of use of two limbs |
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Loss of speech & hearing |
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Loss of sight of both eyes |
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Loss of or permanent total loss of use of four fingers & thumb*
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Right hand: |
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Left hand:
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Loss of or permanent total loss of use of all toes on one foot |
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*Left hand users can have the coverage percentage left and right hand reversed |
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500,000 |
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500,000
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500,000
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500,000
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350,000
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250,000
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75,000
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1,000,000 |
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1,000,000
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1,000,000
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1,000,000
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700,000
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500,000
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150,000
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Extra Benefits |
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4) |
Hospital Cash Benefit |
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Daily Cash for hospitalisation |
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Maximum up to 120 days per disability |
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5) |
Credit Card Protection
Pays for the outstanding balance on credit cards in case
of accidental death
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25,000
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50,000
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6) |
Repatriation of Remains
Reimbursement of actual expenses |
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20,000
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20,000
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7) |
Burial & Funeral Expenses
Reimbursement of actual expenses |
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25,000
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50,000
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8) |
Accident Medical Expenses
(per accident / year)
Reimbursement of medical, surgical and hospital expenses |
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10,000
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20,000
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9) |
Accidental Chinese Bonesetter / Acupuncturist Treatment Expenses
(per accident / year)
Maximum claim for one visit per day : HK$100 |
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500
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1,000
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10) |
Personal Liability
Protects against legal liability in the event of the Insured Person's negligence
causing third-party bodily injury or property damage |
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500,000
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1,000,000
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24-Hour Worldwide Emergency Assistance
No matter where you are, you can always count on us to take care of you. In case of emergency, when you are travelling abroad, just simply call our 24-Hour Worldwide Emergency Assistance Hotline, and we will help you to obtain immediate assistance such as emergency medical aid, legal advisory services, and travelling information.
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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