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Outpatient Medical Insurance
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Health is your most precious asset. The best way for you to ensure that your body remains healthy is to undergo regular check-ups and consult a doctor whenever you experience any symptoms of illness.
Outpatient Medical Insurance promises to lessen the burden of health care expenses. In addition, it includes a wide range of general and specialist consultation services plus preventive care and diagnostic tests, so your body can stay in tip top shape for life.
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Major Exclusions |
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Congenital and pre-existing conditions.
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Long-term repeated medication that exceeds 3-day treatment. No medication will be provided for treatment of chronic diseases including: cancer, chronic bronchitis, chronic eczema, diabetes mellitus, heart disease, hypertension, onychomycosis, etc. |
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Any treatment for infectious diseases such as sexually transmitted diseases, and treatment of Human Immunodeficiency Virus, AIDS, or AIDS-related complications and tuberculosis. |
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Intentional self-inflicted injury, attempted suicide, alcoholism, or drug addiction. |
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Vaccinations, immunisations, preventive treatments, routine physical examinations, and health check-ups. |
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Cosmetic medical services such as plastic surgery for the purpose of beautification, eye refractions or eyesight tests, hearing aids and prosthetic limbs. |
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Pregnancy, childbirth, miscarriage, abortions, prenatal or postnatal care, conditions arising from surgical or chemical contraceptive methods of birth control, or treatment pertaining to infertility. |
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Female hormonal tests or assays and female hormonal replacement therapy (unless resulting from a disease). |
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War or any act of war, or active duty in the military, naval, or air force. |
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Dental care and treatment. |
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Psychotic or mental disorders. |
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Accidents directly or indirectly arising from hazardous or professional sports. |
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Specialised X-rays including mammograms, X-rays with contrast medium, X-rays involving computerised scanning, MRIs, etc. Specialised investigations including ultrasound examinations, echocardiograms, endoscopy, treadmill ECGs, etc. |
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Tonic and nutrient herbs including Bird's Nest, Ginseng, Lingzhi, etc. |
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Any surgical procedure (both clinical and hospital). |
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Any treatment not undertaken by a network doctor or appointed centre. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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