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Critical Illness Savings Insurance
Putting your heart and mind at ease
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Critical Illness Savings Insurance offers critical illness coverage, life
protection, and return on savings in one single policy, bringing you peace of
mind and helping you achieve your financial goals at the same time.
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| Optional Benefits |
| By taking out this additional coverage, you can
enjoy higher financial security on top of your existing plan to meet your
particular needs. The issue age of the optional benefits is the same as for the
basic plan. |
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| 10-Year Renewable
Term Insurance Rider |
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| Guaranteed Renewal |
| This rider is guaranteed renewable every 10 years
without the need to provide further evidence of insurability, until the premium
payment period of the basic plan expires or up to the age of 70, whichever is
earlier. |
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| Life Protection |
| You and your family can enjoy peace of mind with an
extended sum insured from a minimum benefit of HK$300,000/US$37,500, up to a
maximum of HK$5,600,000/US$700,000 per insured. |
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| Rider Continuation |
| Unlike other optional benefits that normally cease
upon termination of the basic plan, this 10-Year Renewable Term Insurance Rider
will continue to be available until its coverage ends even if the critical
illness benefit had been paid under the basic plan, provided that the premium of
this rider has been paid. |
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| Female Protection Benefit Rider |
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| Level Premium |
| This is a level premium rider. The coverage period
for this rider is the same as its premium payment period, which follows that of
the basic plan. |
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| Protection against Common Female Diseases |
| Upon first confirmed diagnosis of carcinoma-in-situ,
female cancer, systemic lupus erythematosus, or osteoporosis leading to hip
fracture, 100% of the sum insured of this rider will be payable. The amount of
protection starts from a minimum sum insured of HK$40,000/US$5,000, up to a
maximum limit of HK$240,000/US$30,000 per life, or 30% of the sum insured under
the basic plan, whichever is lower. |
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| Free Female Medical Check-up |
| This rider offers a free medical check-up (Appendix
II) for women every two years, starting from the first policy anniversary and
every two years thereafter until the coverage ends. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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