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  Home > Wealth Management > Insurance Services > Insurance Products > Life & Personal Protection > Critical Illness 10-Year Term Insurance
 
 

Critical Illness 10-Year Term Insurance
Putting your heart and mind at ease

Critical Illness 10-Year Term Insurance provides you with complete protection against major critical illnesses, helping you focus on recovery without worrying about the financial burdens resulting from misfortune.


Benefits / Coverage   Premium   Optional Benefits   Appendix   FAQ
Optional Benefits
By taking out this additional coverage, you can enjoy higher financial security on top of your existing plan to meet your particular needs. The issue age of the optional benefits is the same as for the basic plan.
 
10-Year Renewable Term Insurance Rider
 
Guaranteed Renewal
This rider is guaranteed renewable every 10 years without the need to provide further evidence of insurability, up to the age of 70.
 
Life Protection
You and your family can enjoy peace of mind with an extended sum insured from a minimum benefit of HK$300,000/US$37,500 up to a maximum of HK$5,600,000/US$700,000 per insured.
 
Rider Continuation
Unlike other optional benefits that normally cease upon termination of the basic plan, this 10-Year Renewable Term Insurance Rider will continue to be available until its coverage ends even if the critical illness benefit had been paid under the basic plan, provided that the premium of this rider has been paid.
 
Female Protection Benefit Rider
 
Guaranteed Renewal
This rider is guaranteed renewable every 10 years without the need to provide further evidence of insurability, up to the age of 70.
 
Protection against Common Female Diseases
Upon first confirmed diagnosis of carcinoma-in-situ, female cancer, systemic lupus erythematosus, or osteoporosis leading to hip fracture, 100% of the sum insured for this rider will be payable. The amount of protection starts from a minimum sum insured of HK$40,000/US$5,000, up to a maximum limit of HK$240,000/US$30,000 per life, or 30% of the sum insured under the basic plan, whichever is lower.
 
Free Female Medical Check-up
This rider offers a free medical check-up (Appendix II) for women every two years, starting from the first policy anniversary and every two years thereafter until the coverage ends.
 


The above information is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Marketing Officer.

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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
 
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.