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  Home > Wealth Management > Insurance Services > Insurance Products > Medical & Accident > Hospital Medical Insurance
 
 

Hospital Medical Insurance

You and your family deserve the best medical care available. However, it's difficult to predict what lies ahead, and without comprehensive medical protection, you may find yourself in a difficult predicament when confronted with sudden accident or illness. Hospital Medical Insurance promises to help alleviate the financial burden associated with hospitalisation and treatment. With the plan, you can take positive steps to ensure the health and happiness of your loved ones now and throughout life.


Benefits / Coverage   Premium   Major Exclusions   FAQ
Premium Tables3
You can enjoy all-round protection for a minimum premium of just HK$3.8 per adult per day:
Basic Hospital & Surgical Benefits (HK$)
Age4 Plan 1 Plan 2
Annual Premium Monthly Premium Annual Premium Monthly Premium
05 - 17
1,402
123
1,020
90
18 - 45
1,911
168
1,389
122
46 - 55
2,564
225
1,863
164
56 - 60
2,989
262
2,172
191
61 - 65
6,222
545
4,492
394
66 - 756
10,367
908
7,893
691
 
Optional Major Medical Benefit (HK$)
Age4 Plan 1 Plan 2
Annual Premium Monthly Premium Annual Premium Monthly Premium
05 - 17
492
44
357
32
18 - 45
669
59
486
43
46 - 55
897
79
652
58
56 - 60
1,046
92
760
67
61 - 65
2,277
200
1,910
168
66 - 756
4,016
352
3,687
323

Semi-annual Premium = Annual Premium x 0.5125
 
 
Important Notes:
3 Monthly premium rates are rounded up for illustration purpose. The above figures may be slightly different from that of the policy documents.
4 "Age" refers to the nearest birthday. If your next birthday falls within the coming 6 months from the application date, the premium rate will be based on your next age attained. Otherwise, it will be based on your current age. The policy effective date will be used to determine the age attained if it is different from the application date.
5 Age 0 refers to 15 days of age.
6 For renewal only.


The above information is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Marketing Officer.

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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
 
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.