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Hospital Cash Protection Plan
Anticipating Your Every Need, with Ample Coverage
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It's difficult to foresee an accident or illness, not to mention the costs associated with hospital treatment and confinement. However, even if you have medical insurance to cover hospital bills, you may encounter expenses that you never expected.
To help you and your family avoid unnecessary emotional and financial burdens, you need sufficient coverage during and after hospitalisation. The Hospital Cash Protection Plan promises to pay you daily cash on top of the benefits you receive from other insurance plans, so you can enjoy a worry-free recovery.
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Major Exclusions |
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Congenital abnormalities including hernias (up to age 8), epilepsy, strabismus, and hydrocephalus.
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Pre-existing conditions. |
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The following disabilities when occurring during the first 6 months of the insurance period: anal fistulae; cholecystitis; calculi of the kidney, urethra, or bladder; diabetes mellitus; gastric or duodenal ulcer; hallux valgus; hypertension or cardiovascular disease; tuberculosis; and tumours of the skin, muscular tissue, or bone tumours or malignancies of the blood or bone marrow. |
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The following disabilities when occurring during the first 12 months of the insurance period: cataracts, endometriosis, diseased tonsils requiring surgery, hemorrhoids, hyperthyroidism, pathological abnormalities of the nasal septum or turbinate, sinus conditions requiring surgery, and tumours of the internal organs. |
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HIV-related illnesses including AIDS and/or any mutation, derivation, or variation thereof when occurring within the first 5 years from the policy effective date. |
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Intentional self-inflicted injury, attempted suicide, alcoholism, or drug addiction. |
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Routine physical examinations, health check-ups, or cosmetic surgery. |
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Pregnancy, childbirth, miscarriage, abortion, prenatal or postnatal care, conditions arising from surgical or chemical contraceptive methods, or treatment pertaining to infertility. |
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Venereal diseases and psychotic or mental disorders. |
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Any act of war, riot, or civil commotion. |
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Confinement or portions of a confinement in a hospital that are not deemed to be medically necessary. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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