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  Home > Wealth Management > Insurance Services > Insurance Products > Life & Personal Protection > Happy Term Insurance
 
 
 

Happy Term Insurance

Happy Term Insurance is a yearly renewable term plan that provides ample protection at an economical cost. In the unfortunate event of death caused by illness or accident, your beneficiary will receive a lump sum benefit equal to the sum insured. The money can be used to cover your family's future expenses, settle mortgages or loans, establish education funds for your children, make investments or meet any other purposes. The financial security of your family is rest assured.


Benefits / Coverage   FAQ
 
Q:   What is the maximum insurable age?
 
A:   This plan is guaranteed renewable at each policy anniversary up to the age of 70 irrespective of health condition. Premium will be adjusted according to the attained age.
 
 
Q:   Can this plan be converted into a whole life insurance plan?
 
A:   This plan can be converted into a whole life insurance plan before the insured reaches the age of 60. No medical examination or evidence of insurability is required.
 
 
Q:   What is the issue age of the plan?
 
A:   Anyone aged between 18 and 60 can apply the plan.
 
 
Q:   What is the minimum sum insured of the plan?
 
A:   The minimum sum insured is HKD250,000 or USD31,250.
 
 
Q:   Any riders available for the plan?
 
A:   The Accidental Death & Dismemberment Benefit Rider can be added to this plan.
 
 


The above information is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Marketing Officer.

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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
 
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.