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Happy Term Insurance
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Happy Term Insurance is a yearly renewable term plan that provides ample
protection at an economical cost. In the unfortunate event of death caused by
illness or accident, your beneficiary will receive a lump sum benefit equal to
the sum insured. The money can be used to cover your family's future expenses,
settle mortgages or loans, establish education funds for your children, make
investments or meet any other purposes. The financial security of your family is
rest assured.
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Guaranteed Renewable
This plan is guaranteed renewable at each policy anniversary up to the age of 70
irrespective of your health condition. Premium will be adjusted according to
your attained age. You can also modify the level of protection based upon your
financial status.
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Guaranteed Conversion to Whole Life Insurance
This plan can be converted into a whole life insurance plan before you reach the
age of 60. No medical examination or evidence of insurability is required. No
matter how your lifestyle or health condition has been changed, this option of
convertibility is guaranteed.
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Optional Accident Protection
You can further safeguard your family by applying for the Accidental Death &
Dismemberment Benefit Rider. With full protection, you can enjoy total peace of
mind.
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| Our Promise to Protect Your Best Interests |
| Happy Term Insurance does not provide a savings element. If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid. A written notice signed by you should be received by BEA Life Limited at 29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling off period (that is, 21 days after the delivery of the policy or issue of a notice (informing you/your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, you may not receive a premium refund. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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