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Domestic Helper Protection Insurance
Protects your full-time or part-time helper & puts your mind at ease
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Your home and family are the centre of your life. However, you may be placing their well-being at serious risk if your domestic helper lacks sufficient coverage. Should your helper suddenly fall sick or get hurt under your employment, the entire financial burden will fall on your shoulders. In some cases, the financial impact could be substantial.
Domestic Helper Protection Insurance helps you fulfil your legal obligations as required by the Employees' Compensation Ordinance and protects you and your helper by providing comprehensive medical, accident, and liability coverage. What's more, two optional riders give you additional security by providing your overseas domestic helper with extra protection against common major illnesses on top of the coverage provided. Whether you hire an overseas domestic helper, a local maid, or a part-time helper, Domestic Helper Protection Insurance allows you, your family, and your helper to enjoy total peace of mind.
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Premium Table (HK$)
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Plan |
Period of Insurance |
Basic Protection |
Basic Protection & Optional Major Disease Benefit - Standard |
Basic Protection & Optional Major Disease Benefit - Supreme |
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Optional Rider |
Total |
Optional Rider |
Total |
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Plan A |
1-year |
300 |
N/A |
N/A |
N/A |
N/A |
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2-year |
540 |
N/A |
N/A |
N/A |
N/A |
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Plan B |
1-year |
650 |
200 |
850 |
320 |
970 |
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2-year |
1,170 |
360 |
1,530 |
576 |
1,746 |
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Plan C |
1-year |
750 |
250 |
1,000 |
380 |
1,130 |
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2-year |
1,350 |
450 |
1,800 |
684 |
2,034 |
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Important Notes |
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Plan A is designed to meet employers' legal obligations under the Employees' Compensation
Ordinance. This plan applies to all domestic helpers including part-timers. The
name of the insured helper is NOT required on the application. |
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Plan B and Plan C apply to full-time overseas helpers only. |
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The outpatient benefit, hospital and surgical benefit, loss of service cash allowances,
and dental benefit under the basic protection are subject to a 15-day waiting period
from the effective date of the basic protection. |
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Outpatient benefit, hospital and surgical benefit under Optional Major Disease Benefit
- Standard, and Optional Major Disease Benefit - Supreme are subject to a 15-day
waiting period from the effective date of the optional rider. |
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The payment term of the optional rider should correspond to that of the basic protection. |
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A minimum premium of HK$300 annually will be charged if the basic protection is
cancelled. |
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A minimum premium of HK$100 will be charged if the optional rider is added or cancelled. |
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All plans are available to domestic helpers aged 18 to 60 at the time of application.
Policies are renewable for domestic helpers up to the age of 65. |
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Coverage provided by this insurance plan applies to insured events occurring within
the Hong Kong Special Administrative Region only. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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