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Domestic Helper Protection Insurance
Protects your full-time or part-time helper & puts your mind at ease
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Your home and family are the centre of your life. However, you may be placing their well-being at serious risk if your domestic helper lacks sufficient coverage. Should your helper suddenly fall sick or get hurt under your employment, the entire financial burden will fall on your shoulders. In some cases, the financial impact could be substantial.
Domestic Helper Protection Insurance helps you fulfil your legal obligations as required by the Employees' Compensation Ordinance and protects you and your helper by providing comprehensive medical, accident, and liability coverage. What's more, two optional riders give you additional security by providing your overseas domestic helper with extra protection against common major illnesses on top of the coverage provided. Whether you hire an overseas domestic helper, a local maid, or a part-time helper, Domestic Helper Protection Insurance allows you, your family, and your helper to enjoy total peace of mind.
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Q: |
Why do I need to enrol for the "Domestic Helper Protection Insurance"?
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A: |
When hiring an overseas domestic helper, a local maid or just
a part-timer, the employer shall enrol for labour insurance according to Employees’
Compensation Ordinance. Domestic Helper Protection Insurance offers 3 plan levels
to provide comprehensive protection to employers from employer liability and medical
expenses.
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Q: |
Does "Domestic Helper Protection Insurance" take effect from
the policy inception date?
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A: |
Yes except Outpatient Benefit, Hospital and Surgical Benefit,
Loss of Cash Allowances and Dental Benefits are subject to 15-day waiting period
from the policy inception date.
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Q: |
Can I enrol for the "Domestic Helper Protection Insurance" for
a local maid or a part-timer?
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A: |
Yes. Plan A of Domestic Helper Protection Insurance specially
suits for a local maid or a part-timer. Those employers enrol for Plan A are not
required to name domestic helpers at application, as we understand that there may
not be the same person of services. However, the employers shall provide sufficient
and satisfactory proof of the identity the domestic helper upon claims.
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Q: |
If employer wants to change domestic helper during policy period,
does he need to buy another domestic helper insurance for new domestic helper?
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A: |
If employer wants to change domestic helper during policy period,
he does not need to buy another domestic helper insurance for new domestic helper.
He needs to inform our company the new domestic helper's name, date of birth, passport
no and health status in written notice.
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Q: |
Is there any age limit for insured domestic helper?
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Yes. Insured domestic helper must be between the age of 18 to
60 starting from the policy effective date, and renewal up to age 65.
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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