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Domestic Helper Protection Insurance
Protects your full-time or part-time helper & puts your mind at ease
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Your home and family are the centre of your life. However, you may be placing their well-being at serious risk if your domestic helper lacks sufficient coverage. Should your helper suddenly fall sick or get hurt under your employment, the entire financial burden will fall on your shoulders. In some cases, the financial impact could be substantial.
Domestic Helper Protection Insurance helps you fulfil your legal obligations as required by the Employees' Compensation Ordinance and protects you and your helper by providing comprehensive medical, accident, and liability coverage. What's more, two optional riders give you additional security by providing your overseas domestic helper with extra protection against common major illnesses on top of the coverage provided. Whether you hire an overseas domestic helper, a local maid, or a part-time helper, Domestic Helper Protection Insurance allows you, your family, and your helper to enjoy total peace of mind.
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Additional coverage for heart diseases, cancers, cysts, tumours, or carcinoma in
situ attachable to Plan B or Plan C
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By choosing one of the following optional riders in addition to Plan B or Plan C,
your obligation to provide your domestic helper with medical protection under the
terms of your employment contract will be amply fulfilled if he/she suffers from
common major illnesses including heart diseases, cancers, cysts, tumours, or carcinoma
in situ. |
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Optional Major Disease Benefit - Standard |
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The outpatient benefit as well as the hospital and surgical benefit under the basic
protection will be extended to cover the major illnesses mentioned above. |
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Optional Major Disease Benefit - Supreme |
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In addition to an extension of the outpatient benefit as well as the hospital and
surgical benefit upon diagnosis of the major illnesses covered, this optional rider
offers additional coverage equivalent to the maximum benefits of the hospital and
surgical benefit under the basic protection for your enhanced financial security
(see below). |
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Additional Hospital and Surgical Benefit |
Maximum Benefits (HK$) |
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Plan B |
Plan C |
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Room and Board
(including miscellaneous hospital charges) |
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Limit per day |
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Surgeon's Fee |
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Limit per disability |
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Anaesthetist's Fee |
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Limit per disability |
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25% of the eligible |
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Surgeon's Fee |
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Operating Theatre Fee |
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Limit per disability |
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12.5% of the eligible |
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Surgeon's Fee |
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Total limit per year
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20,000
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25,000
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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