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  Home > Wealth Management > Insurance Services > Insurance Products > Travel & Leisure > Annual Travel Insurance
 
 
 

Annual Travel Insurance

An unforeseen accident or illness can ruin your vacation or business trip and result in severe financial loss as well. "Annual Travel Insurance" & "Annual China Travel Insurance" are designed especially for those frequent travelers. Both plans offer comprehensive protection all year round, so that you can always enjoy worry-free travel.


Product Highlights   Benefits / Coverage   Premium   General Exclusions
Age Restrictions
Annual Travel Insurance : A minimum age of 6 weeks to a maximum of 75 years. Children under 18 years of age must be accompanied by an adult who is also insured under the same policy.
Annual China Travel Insurance : A minimum age of 18 years to a maximum of 75 years.
   
General Exclusions
For benefit items 1, 2, 3, 4 & 5
 
  • Suicide, self-inflicted injury, childbirth, pregnancy, miscarriage, dental treatment (except as necessitated by accidental injuries to sound natural teeth), mental disorders, insanity, alcoholism or drug addiction, venereal disease, AIDS, or AIDS-related complex.
  • Any pre-existing condition or excluded sickness.
  • Any professional sport, racing, or competitions of any kind, skydiving, mountaineering necessitating the use of ropes, pitons or guides, hang gliding, or parachuting.
  For benefit items 6, 7, 8, 9, 10, 11 & 12
 
  • Losses not reported to the police within 24 hours, and/or to the carrier immediately as appropriate.
  • No proof is provided for relevant expenses/loss.
  • Normal wear and tear, breakage, or damage to fragile articles.
  For benefit item 13
 

  • Losses due to the use of any key or duplicate; or loss caused by/facilitated by the reckless/wilful acts of the insured person or the insured person's family members.
  For benefit item 14
 
  • Liability arising out of the use of vehicles, aircraft, watercraft; wilful, malicious or unlawful acts; any costs resulting from criminal proceedings.
Claims Procedure
Notice of any claims must be given to Blue Cross+ within 31 days of any occurrence which may give rise to claim under this insurance. All claims shall be made together with satisfactory proof including reports from the hospital, physician, police, airlines, or other responsible authority. Claims form can be obtained upon request.



The above information is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Marketing Officer.

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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
 
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.