BEA
HomeSitemapContact Us Traditional Chinese
 
Private Banking Services
Linked Deposit
Unit Trusts
Bancassurance
Latest News and Promotions
Instant Application
Insurance Products
   
- Travel & Leisure
- Home & Belongings
- Medical & Accident
- Life & Personal Protection
- Savings & Retirement
- Investment-Linked
Unit Prices
Tools & Tips
Loyalty Club
Enquiry
Portfolio Management
Retail Bonds & IPOs
 
  Home > Wealth Management > Insurance Services > Insurance Products > Travel & Leisure > Annual Travel Insurance
 
 
 

Annual Travel Insurance

An unforeseen accident or illness can ruin your vacation or business trip and result in severe financial loss as well. "Annual Travel Insurance" & "Annual China Travel Insurance" are designed especially for those frequent travelers. Both plans offer comprehensive protection all year round, so that you can always enjoy worry-free travel.


Product Highlights   Benefits / Coverage   Premium   General Exclusions
No Claim Discount
1 year of clean claim record : 10% off
Consecutive 2 years of clean claim record : 15% off
Consecutive 3 years or above of clean claim record : 20% off
Group & Family Discount #
Couple : 10% off
Family* (couple and children) : 15% off
4 persons or above : 15% off
10 persons or above : 20% off
20 persons or above : 25% off
  # Each type of discount cannot be applied at the same time except for no claim discount.
* Only applicable to "Annual Travel Insurance"
Benefit Table
Benefits Annual Travel Insurance
(Up to HKD)
Annual China Travel Insurance
(Up to HKD)
Plan I
Plan II
Children Plan**
1)   Personal Accident
1,000,000
500,000
200,000
300,000
2)    Medical Expenses
  Including:
  Additional Costs of Travel & Accommodation
  Follow-up Expenses (Covers Chinese Bonesetting in Hong Kong)
1,000,000
 
40,000
100,000
500,000
 
20,000
100,000
500,000
 
20,000
100,000
300,000
 
10,000
50,000
3)    24-Hour Emergency Services
  Emergency Evacuation
  Repatriation
  Hospital Deposits Guarantee
  Family Member Visit
  Return of Children
  Repatriation of Mortal Remains
  Referral Services
 
Unlimited
Unlimited
40,000
40,000
40,000
40,000
N/A
 
Unlimited
Unlimited
40,000
20,000
20,000
20,000
N/A
 
Unlimited
Unlimited
40,000
20,000
20,000
20,000
N/A
 
Unlimited
Unlimited
40,000
20,000
20,000
20,000
N/A

4)   Hospital Cash Allowance

10,000
5,000
5,000
2,000

5)   Major Burns

200,000
100,000
100,000
50,000
6)    Baggage
  Additional Cover
  Loss of Laptop Computer
    (Deductible Amount)
20,000
 
10,000
(1,000)
10,000
 
5,000
(500)
5,000
 
N/A
N/A
5,000
 
5,000
(500)
7)   Baggage Delay
1,000
500
500
500
8)   Cancellation Charge
30,000
10,000
10,000
5,000
9)    Travel Delay
  Additional Transportation Cost
    OR
  Cash Allowance
5,000
 
 
1,000
3,000
 
 
750
3,000
 
 
750
2,000
 
 
500
10) Curtailment of Trip
30,000
10,000
10,000
5,000
11) Loss of Travel Documents
30,000
10,000
10,000
3,000
12) Personal Money
3,000
2,000
2,000
2,000
13) Loss of Home Contents
25,000
5,000
N/A
3,000
14) Personal Liability
1,000,000
500,000
500,000
500,000
Annual Premium
1,880
1,480
1,280
980
** Children Plan: for children aged below 18.

 
Additional Personal Accident Benefits (for adults age 18 or above only)
Annual Travel Insurance
Additional Annual Premium of HKD300 per each Sum Insured of HKD500,000 (Up to Total Sum Insured HKD5,000,000)
Annual China Travel Insurance Additional Annual Premium of HKD200 per each Sum Insured of HKD300,000 (Up to Total Sum Insured HKD3,000,000)



The above information is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Marketing Officer.

Top
Selected BEA Life insurance plan - Enjoy special offers worth up to HK$7,800 & a crystal figurine!
Travel Protection Insurance - Receive a 25% premium discount & enjoy your trip even more!
Household Protection Insurance  - Enjoy ample protection and a special 25% discount!
The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
 
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.