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> 3-Year Quick Savings Insurance Plus
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3-Year Quick Savings Insurance Plus
Enabling you to enjoy elevated financial growth
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Everyone wants to earn healthy returns on savings and enjoy a secure future. But to achieve these goals, it is essential to plan wisely. 3-Year Quick Savings Insurance Plus helps you grow your wealth efficiently while you enjoy comprehensive protection. For a short payment period of just 3 years, you'll receive 8 years of life insurance coverage. What's more, our free accidental death benefit and terminal illness benefit will give you extra protection. Get the most from your hard-earned money - and ensure a secure and worry-free future for you and your family!
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Plan Highlights
| 1) |
Short payment period of just 3 years |
| 2) |
Projected Total Cash Value upon maturity up to 125%9 of
the total premium paid |
| 3) |
Guaranteed Cash Bonus (USD Plan) |
| 4) |
Annual Dividend and Maturity Dividend |
| 5) |
Life protection for 8 years |
| 6) |
Free accidental death and terminal illness coverage |
Illustration
Life Insured: 30-year-old male
Premium Payment Period: 3 Years
This illustration is not to scale. |
This illustration is not to scale. |
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| 1 |
Age 0 represents a minimum of 3 months of age. |
| 2 |
The Guaranteed Cash Bonus is not applicable to the HKD Plan. |
| 3 |
The Annual Dividend, the Maturity Dividend, and interest are
determined by BEA Life Limited ("BEA Life") at its sole discretion and are not
guaranteed. The distribution and the amount of all non-guaranteed dividends
and/or interest (if any) will depend on how well the fund has fared with regard
to investment yield, expenses, claims, etc. The Maturity Dividend will not be
paid in case of death or policy surrender. |
| 4 |
All figures are for reference only and may differ slightly
from other illustration documents due to rounding differences and the policy
currency selected. |
| 5 |
The Projected Total Cash Value is equal to the sum of:
| i) |
the Guaranteed Cash Value; |
| ii) |
the Guaranteed Cash Bonus plus accumulated interest (applicable to USD Plan
only); |
| iii) |
the Annual Dividend plus accumulated interest; and |
| iv) |
the Maturity Dividend. |
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| 6 |
The Accidental Death Benefit and Terminal Illness Benefit
will be offered for free if the insured person is aged between 18 and 65 at the
time of application. These benefits will cease immediately on the policy
anniversary when the insured person has reached his/her 66th birthday, or upon
the termination of the policy, whichever is earlier. |
| 7 |
If more than one 3-Year Quick Savings Insurance Plus policy
is issued for the insured person including both HKD and USD Plans, the
aggregate of the benefit amounts payable under all policies is subject to the
USD benefit limit. Any sum in HKD will be converted to USD at such rate of
exchange as may be determined by BEA Life for the purpose of determining the
benefit limit.
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| 8 |
Credit card payments are not accepted. |
| 9 |
The percentage is based on a USD Plan. |
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| Our Promise to Protect Your Best Interests |
| 3-Year Quick Savings Insurance Plus is an insurance plan with a
savings element. Part of the premium pays for the insurance and related costs.
If you are not happy with your policy, you have a right to cancel it within the
cooling off period and obtain a refund of any premiums paid. A written notice
signed by you should be received by BEA Life Limited at 29/F, BEA Tower,
Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling
off period (that is, 21 days after the delivery of the policy or issue of a
notice (informing you/your representative about the availability of the policy
and expiry date of the cooling off period), whichever is the earlier). After
the expiration of the cooling off period, if you cancel the policy before the
end of the term, the projected total cash value may be less than the total
premium you have paid. |
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The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
Should there be any discrepancy between the English and the Chinese versions of above information, the English version shall apply and prevail.
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The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
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