| |
10-Year Term Life Insurance
|
10-Year Term Life Insurance is a 10-year renewable term plan with premiums that remain unchanged during the 10-year period. To ensure you are fully protected, the renewal of your policy is guaranteed before you reach the age of 60, irrespective of your health condition.
|
|
|
 |
Death Benefit
In the event of death, the sum insured will be paid, with a maximum death benefit of HKD5,000,000.
|
|
|
Accidental Death and Dismemberment Benefit
In case of accidental death, an additional amount equivalent to the sum insured will be paid. In case of accidental dismemberment, a proportional percentage of the sum insured of this benefit will be paid according to the benefit schedule.
|
|
|
Terminal Illness Benefit
If you are diagnosed as having a life expectancy of less than 6 months by a registered medical practitioner, the Death Benefit will be paid in advance to meet any financial hardship owing to medical treatment or other expenses.
|
|
|
Waiver of Premium Benefit
If you are under the age of 65 and become disabled and unable to work for a continuous period of 183 days or longer, all premiums will be waived during the period until you have fully recovered or the policy term ends (whichever is earlier).
|
|
|
Flexible Protection Coverage
10-Year Term Life Insurance provides two plans for you to choose from. Insurance is available from 1 to 10 units with the sum insured ranging from HKD200,000 to HKD5,000,000.
Coverage
|
Sum
insured of each single unit |
Plan
1 (HKD) |
Plan
2 (HKD) |
| 1. Death
Benefit |
200,000 |
500,000 |
| 2.
AD&D Benefit |
200,000
|
500,000 |
| 3. Terminal Illness Benefit |
|
|
| 4. Waiver of Premium Benefit |
|
|
|
|
|
In addition to the coverage provided by 10-Year Term Life Insurance, you can also apply for our Hospitalization & Surgical Benefits Rider with supplementary protection against illness and accident. |
|
| Our Promise to Protect Your Best Interests |
| 10-Year Term Life Insurance does not provide a savings element. If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid. A written notice signed by you should be received by BEA Life Limited at 29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling off period (that is, 21 days after the delivery of the policy or issue of a notice (informing you/your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, you may not receive a premium refund. |
|
|
|
The above information is for reference only. Please refer to the policy for the
exact terms and conditions and the full list of policy exclusions. For more
information or a copy of the policy terms and conditions,
please contact our Marketing Officer.
|
|
|
|
|
|
The Bank of East Asia, Limited is an insurance agent authorised by BEA Life Limited ("BEA Life") and Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), members of the BEA Group. BEA Life Insurance Series and General Insurance Series are underwritten by BEA Life and Blue Cross respectively.
This is a redirect webpage hosted by Blue Cross (Asia-Pacific) Insurance Limited.
|
|
|
